Invest and receive attractive returns
Crowdlending - the smart way to invest
Want to increase your return and diversify your portfolio? Use Crowdlending as a new asset class. Crowdlending offers both, private and institutional investors the opportunity to invest in personal and business loans. It is up to you to decide how much risk you want to take. You decide which rating level you would like to invest. With the aid of our rating levels, you can see how much your expected return is, but also how high the probability of default is.
Invest in personal and business loans on our primary market
On our primary market you will find all the audited loans from private borrowers and SMEs. Each loan contains a rating level. On the basis of this you can determine what creditworthiness the borrower has. In which rating level you want to invest, you decide for yourself. From CHF 500 you can invest with us. If you are planning a larger investment sum, we can recommend our choice mandate. Starting with an investment sum of CHF 100,000, the Light version starts, and starting with an investment sum of 1 million you can use the full version of our mandate.
Our Investment Products
- Marketplace lending platform for private and institutial investors
- Opportunity to invest in private debt like institutional investors
- Monthly amortization of direct investments
- Extended diversification of your portfolio
With our direct investments, you can directly buy receivables as an investor. We have developed 3 packages: Direct Invest, Premium Mandate and Choice Mandate.
Private Debt - Instead of investing in individual loans, you can invest in a range of bookable investment products.
Stay flexible and liquid with our secondary market
As the only crowdlending platform in Switzerland, we exclusively offer our investors the opportunity to sell their acquired shares (CPS) in private and commercial loans before the end of the regular loan period on our secondary market to interested investors. Especially for newly registered investors, the secondary market offers the opportunity to gain initial experience and to recognize the advantages of this new asset class. Benefit from a high degree of flexibility by offering your shares at a discount or a mark-up for sale. Buy shares from other investors and benefit them above all from shorter maturities and a potentially lower risk.
What is CreditGate24?
We are the leading online Swiss financing platform, providing loans to individuals and SMEs. Modern technology allows us to make the loan process simple and efficient. We bring borrowers directly with private and institutional investors. In doing so, we take over the credit check, monitor the transcripts and provide support for borrowers and investors. As a financing alternative, borrowers benefit from favorable interest rates and investors from attractive returns.
Optimal diversification thanks to choice mandate
From an investment sum of CHF 1 million, we open the full version of our choice mandate for you. Give us your preferences on which rating levels you would like to invest and we support you in portfolio building.
Our measures for your protection
Your safety is especially important to us. This is why we have defined various conditions for how we want to give you optimal protection. These include, among others, Generali's death risk insurance, a solidarity agreement highly valued by our investors, or the possibility to invest in secured loans. Of course you can reach us at any time with questions about our measures. Please use our Live-Chat, write us an e-mail to firstname.lastname@example.org or use our 24-hour telephone service.
In the media
Das Unternehmen hat in den letzten beiden Jahren total 464 Kredit mit einem Gesamtvolumen von 24.9 Millionen Franken vergeben.
CreditGate24 aus Rüschlikon hat bislang ein Volumen von gegen 12 Millionen Franken verliehen. Bis Ende des Jahres soll es sich versechsfachen.
Unsere Anleger unterstützen lokale KMU.