The personal loan for the moments you need it

Desired Credit Amount
Duration in Months
Interest Charges fromCHF toCHF 
Monthly Rate fromCHF 1'474toCHF 1'900
Nominal Interest from4.10%to5.30%
Apply your Personal Loan

The minimum repayment period is 12 month and maximum repayment period is 84 month. The effective annual interest including fees and death insurance "CG24 Safe" is minimum 4.8% and maximum 9.9% and is calculated on the basis of your personal financial situation by CreditGate24 (Schweiz) AG. Example for a private loan of CHF 30’000 with a term of 24 months: Effective annual rate is 5.875% (rating AA, incl. fees and insurance), CG24 fee (one-time): CHF 504 (This amount is deducted once from the amount of the loan requested), monthly rate: CHF 1’303 (Amortization, interest rate costs and insurance), total interest rate costs: CHF 1’194, total insurance fee: CHF 91, total costs (credit amount including interest rate costs and insurance fee): CHF 31'286. The grant of a loan is forbidden if it leads to over-indebtedness (Art. 3, Federal Unfair Competition Act).

Apply for your personal loan online and save time

Are you plan­ning a renov­a­tion for your home? With the Cred­it­G­ate24 renov­a­tion loan we will work with you to un­der­stand your plans and send a cus­tom­ized of­fer that best suits your needs. Take ad­vant­age of our simple on­line ap­plic­a­tion pro­cess and get low rates with a quick loan de­cision.

Find the right financing for your needs

Get on the road

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Home and Living

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Real Estate Finance

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Private Healthcare

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Further Education Loan

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Main cri­ter­ia for ob­tain­ing a loan

  • Age of 18-65 years
  • At least a B res­id­en­ce per­mit for 12 months (if you do not have a Swiss or Liecht­en­stein ID)
  • Un­in­ter­rup­ted em­ploy­ment in Switzer­land or Liecht­en­stein and not dur­ing the pro­ba­tion­ary peri­od
  • Min­im­um in­come CHF 3'500
  • Do you have a paid debt col­lec­tion ser­vice or a blocked cred­it card? We may still be able to of­fer you fin­an­cing (if there are sig­ni­fic­ant entries in the cred­it­wor­thi­ness data­bases, fin­an­cing is not pos­sible).

Your rat­ing:

* The APR in­cludes the nom­in­al in­terest rate, the life in­sur­ance and the ser­vice fee.

If you use our on­line plat­form, you be­ne­fit from low nom­in­al in­terest rates from 2.94% p.a. * (cor­res­ponds to an ef­fect­ive in­terest rate of 5.13%), a simple loan ap­plic­a­tion and a quick loan de­cision. With our on­line ap­plic­a­tion, you de­cide for your­self when you want to ap­ply for your per­son­al loan.

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Real Estate Finance – Individual bridge financing for your dreams

  • Individual counseling
  • Flexible and easy financing
  • Debt interest rates for secured loans

Be­ne­fit from a per­son­al con­sulta­tion and fin­ance your dream prop­erty eas­ily and flex­ibly with our real es­tate fin­an­cing. You already own a prop­erty and would like to bor­row an ad­di­tion­al mort­gage? We re­com­mend our real es­tate loan with the ad­di­tion that you de­pos­it your prop­erty as ad­di­tion­al se­cur­ity. This will be­ne­fit you from an even more fa­vor­able in­terest rate. Please con­tact us and we will gladly ad­vise you.

Real Estate Finance

Our car loans make it easy for you to get behind the wheel

Let Cred­it­G­ate24 help you se­lect a car loan that best suits your needs. Take ad­vant­age of our quick on­line ap­plic­a­tion pro­cess, low in­terest rates and 24/7 ser­vice from our cus­tom­er care sup­port team. With our car loan you can get around town with sav­ings that al­low you re­main flex­ible and in­de­pend­ent.

Are you in the mar­ket for a car, but un­cer­tain if you should lease or fin­ance your vehicle? Read our blog which in­cludes a de­tailed re­port about which fin­an­cing op­tions should be con­sidered to save you from un­ne­ces­sary head­aches.

What is CreditGate24?

Real Estate Financing - Individual bridge financing for your dreams

Do you want to fin­ance a new prop­erty at a mar­ket rate? With our real estate financing you will re­ceive an in­di­vidu­al con­sulta­tion.

Do you want to rent your prop­erty with an ad­di­tion­al mort­gage? Use your ex­ist­ing prop­erty as se­cur­ity and get a flex­ible loan at at­tract­ive rates. To­geth­er you will find a suit­able of­fer for you.

Our Partners

Do you have any more questions?

Our private lending team is there for you personally! You can reach us 24 hours a day, 7 days a week.

In the media

Das Unternehmen hat in den letzten beiden Jahren total 464 Kredit mit einem Gesamtvolumen von 24.9 Millionen Franken vergeben.
CreditGate24 aus Rüschlikon hat bislang ein Volumen von gegen 12 Millionen Franken verliehen. Bis Ende des Jahres soll es sich versechsfachen.
Unsere Anleger unterstützen lokale KMU.

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