The personal loan for the moments you need it
Apply for your personal loan online and save time
Are you planning a renovation for your home? With the CreditGate24 renovation loan we will work with you to understand your plans and send a customized offer that best suits your needs. Take advantage of our simple online application process and get low rates with a quick loan decision.
Find the right financing for your needs
Get on the road
The financing solution that fits your vehicle: fast and economicalLearn More
Home and Living
Build your dreamsLearn More
Real Estate Finance
Get SettledLearn More
Quality of LifeLearn More
Further Education Loan
Expand your knowledgeLearn More
Replace your loan and save moneyLearn More
Main criteria for obtaining a loan
- Age of 18-65 years
- At least a B residence permit for 12 months (if you do not have a Swiss or Liechtenstein ID)
- Uninterrupted employment in Switzerland or Liechtenstein and not during the probationary period
- Minimum income CHF 3'500
- Do you have a paid debt collection service or a blocked credit card? We may still be able to offer you financing (if there are significant entries in the creditworthiness databases, financing is not possible).
* The APR includes the nominal interest rate, the life insurance and the service fee.
If you use our online platform, you benefit from low nominal interest rates from 2.94% p.a. * (corresponds to an effective interest rate of 5.13%), a simple loan application and a quick loan decision. With our online application, you decide for yourself when you want to apply for your personal loan.
Real Estate Finance – Individual bridge financing for your dreams
- Individual counseling
- Flexible and easy financing
- Debt interest rates for secured loans
Benefit from a personal consultation and finance your dream property easily and flexibly with our real estate financing. You already own a property and would like to borrow an additional mortgage? We recommend our real estate loan with the addition that you deposit your property as additional security. This will benefit you from an even more favorable interest rate. Please contact us and we will gladly advise you.
Our car loans make it easy for you to get behind the wheel
Let CreditGate24 help you select a car loan that best suits your needs. Take advantage of our quick online application process, low interest rates and 24/7 service from our customer care support team. With our car loan you can get around town with savings that allow you remain flexible and independent.
Are you in the market for a car, but uncertain if you should lease or finance your vehicle? Read our blog which includes a detailed report about which financing options should be considered to save you from unnecessary headaches.
What is CreditGate24?
We are the leading Swiss online financing platform, providing loans to individuals and SMEs. Modern technology allows us to make the loan process simple and efficient. We connect borrowers directly with private and institutional investors. In doing so, we take over the credit check, monitor the transcripts and provide support for borrowers and investors. As a financing alternative, borrowers benefit from favorable interest rates and investors from attractive returns.
Real Estate Financing - Individual bridge financing for your dreams
Do you want to finance a new property at a market rate? With our real estate financing you will receive an individual consultation.
Do you want to rent your property with an additional mortgage? Use your existing property as security and get a flexible loan at attractive rates. Together you will find a suitable offer for you.
In the media
Das Unternehmen hat in den letzten beiden Jahren total 464 Kredit mit einem Gesamtvolumen von 24.9 Millionen Franken vergeben.
CreditGate24 aus Rüschlikon hat bislang ein Volumen von gegen 12 Millionen Franken verliehen. Bis Ende des Jahres soll es sich versechsfachen.
Unsere Anleger unterstützen lokale KMU.