loans that keep you moving
The car financing, which is the same as your new vehicle: economical and fast
With the CreditGate24 car loan, our customers benefit not only from low interest rates, but also enjoy the perks of tax savings. Apply for your car loan today and experience the ease of a simplified application and a quick approval process. Within a few days, we will send you your personal car loan offer.
Main criteria for obtaining a loan
- Age of 18-65 years
- At least a B residence permit for 12 months (if you do not have a Swiss or Liechtenstein ID)
- Uninterrupted employment in Switzerland or Liechtenstein and not during the probationary period
- Minimum income CHF 3'500
- Do you have a paid debt collection service or a blocked credit card? We may still be able to offer you financing (if there are significant entries in the creditworthiness databases, financing is not possible).
* The APR includes the nominal interest rate, the life insurance and the service fee.
If you use our online platform, you benefit from low nominal interest rates from 2.94% p.a. * (corresponds to an effective interest rate of 5.13%), a simple loan application and a quick loan decision. With our online application, you decide for yourself when you want to apply for your personal loan.
FINANCING THE EASY WAY
Register online and apply for your personal loan directly from home.
Based on your documents, we will create your personal loan offer.
With your signature, we will put your loan project online.
Our investors will finance your loan and we will transfer the loan to you after a maximum of 14 days (compliance with the KKG).
DRIVE LIKE YOU OWN IT
If you are in the market for a car the decision to lease or apply for a car loan can be tricky. While most dealers offer low interest rates, we tend to forget that some dealers offers link us to contractual obligations. Additionally, the servicing, repairs, and the annual performance inspections are already defined in advance. If you exceeded the maximum kilometers in your dealer contract, high fees are threatened. This is why in more cases than not, the option to lease your vehicle is not recommended.
Learn more about the pros and cons of leasing versus assuming a car loan. You can find the full comparison on our blog.
SAVE MONEY AND TIME with CreditGate24
Apply for your loan directly online, regardless of opening hours.
Benefit from low interest rates and a simple process.
We are your professional partner for future financing needs.
More than 9'000 customers trust CreditGate24.
YOUR CAR IS YOUR COMPANION
One in five Swiss gave their first car a nickname. "Speedy Gonzales", "Jonny Cash" or "Flizzi". What does that tell us? Your car is not just a mobile subset, but a faithful companion and the search for the right vehicle can be a difficult one. With the CreditGate24 car loan, we will provide the best financing option that allows you to get behind the wheel and remain financially flexible. If you have any questions about your car loan, our 24/7 support care team will be by your side.
Registration and account opening: free of charge
Loan request: free
CreditGate24 fee: 0.6-0.8% p.a.*
Insurance fee of Generali: already included in the monthly rate **
* Customers will be charged a one-time upfront fee for your loan depending on the term and credit amount. Minimum fee for amortization loans: CHF 100.
** In all grades, the residual debt (up to CHF 100,000) is insured by Generali in the event of death and is not transferred to the heir.
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What is CreditGate24?
We are the leading Swiss online financing platform, providing loans to individuals and SMEs. Modern technology allows us to make the loan process simple and efficient. We bring borrowers directly with private and institutional investors. In doing so, we take over the credit check, monitor the transcripts and provide support for borrowers and investors. As a financing alternative, borrowers benefit from favorable interest rates and investors from attractive returns.