Car loan

loans that keep you moving

Desired Credit Amount
Duration in Months
Interest Charges fromCHF toCHF 
Monthly Rate fromCHF 1'474toCHF 1'900
Nominal Interest from4.10%to5.30%
Apply Now your Car Loan

The minimum repayment period is 12 month and maximum repayment period is 84 month. The effective annual interest including fees and death insurance "CG24 Safe" is minimum 4.8% and maximum 9.9% and is calculated on the basis of your personal financial situation by CreditGate24 (Schweiz) AG. Example for a private loan of CHF 30’000 with a term of 24 months: Effective annual rate is 5.875% (rating AA, incl. fees and insurance), CG24 fee (one-time): CHF 504 (This amount is deducted once from the amount of the loan requested), monthly rate: CHF 1’303 (Amortization, interest rate costs and insurance), total interest rate costs: CHF 1’194, total insurance fee: CHF 91, total costs (credit amount including interest rate costs and insurance fee): CHF 31'286. The grant of a loan is forbidden if it leads to over-indebtedness (Art. 3, Federal Unfair Competition Act).

The car financing, which is the same as your new vehicle: economical and fast

With the Cred­it­G­ate24 car loan, our cus­tom­ers be­ne­fit not only from low in­terest rates, but also en­joy the perks of tax sav­ings. Ap­ply for your car loan today and ex­per­i­ence the ease of a sim­pli­fied ap­plic­a­tion  and a quick ap­prov­al pro­cess. With­in a few days, we will send you your per­son­al car loan of­fer.

Main cri­ter­ia for ob­tain­ing a loan

  • Age of 18-65 years
  • At least a B res­id­en­ce per­mit for 12 months (if you do not have a Swiss or Liecht­en­stein ID)
  • Un­in­ter­rup­ted em­ploy­ment in Switzer­land or Liecht­en­stein and not dur­ing the pro­ba­tion­ary peri­od
  • Min­im­um in­come CHF 3'500
  • Do you have a paid debt col­lec­tion ser­vice or a blocked cred­it card? We may still be able to of­fer you fin­an­cing (if there are sig­ni­fic­ant entries in the cred­it­wor­thi­ness data­bases, fin­an­cing is not pos­sible).

Your rat­ing:

* The APR in­cludes the nom­in­al in­terest rate, the life in­sur­ance and the ser­vice fee.

If you use our on­line plat­form, you be­ne­fit from low nom­in­al in­terest rates from 2.94% p.a. * (cor­res­ponds to an ef­fect­ive in­terest rate of 5.13%), a simple loan ap­plic­a­tion and a quick loan de­cision. With our on­line ap­plic­a­tion, you de­cide for your­self when you want to ap­ply for your per­son­al loan.

Apply now


Register online and apply for your personal loan directly from home.

Based on your documents, we will create your personal loan offer.

With your signature, we will put your loan project online.

Our investors will finance your loan and we will transfer the loan to you after a maximum of 14 days (compliance with the KKG).


If you are in the mar­ket for a car the de­cision to lease or ap­ply for a car loan can be tricky. While most deal­ers of­fer low in­terest rates, we tend to for­get that some deal­ers of­fers link us to con­trac­tu­al ob­lig­a­tions.  Ad­di­tion­ally,  the ser­vi­cing, re­pairs, and the an­nu­al per­form­ance in­spec­tions are already defined in ad­vance. If you ex­ceeded the max­im­um kilo­met­ers in your deal­er con­tract, high fees are threatened.  This is why in more cases than not, the op­tion to lease your vehicle is not re­com­men­ded. 

Learn more about the pros and cons of leas­ing versus as­sum­ing a car loan. You can find the full com­par­is­on on our blog.

Read more

SAVE MONEY AND TIME with CreditGate24

Apply for your loan directly online, regardless of opening hours.

Benefit from low interest rates and a simple process.

We are your professional partner for future financing needs.

More than 9'000 customers trust CreditGate24.


One in five Swiss gave their first car a nick­name. "Speedy Gonzales", "Jonny Cash" or "Flizzi". What does that tell us? Your car is not just a mo­bile sub­set, but a faith­ful com­pan­ion and the search for the right vehicle can be a dif­fi­cult one. With the Cred­it­G­ate24 car loan, we will provide the best fin­an­cing op­tion that al­lows you to get be­hind the wheel and re­main fin­an­cially flex­ible. If you have any ques­tions about your car loan, our 24/7 sup­port care team will be by your side. 

Transparent fees

Registration and account opening: free of charge

Loan request: free

CreditGate24 fee: 0.6-0.8% p.a.*

Insurance fee of Generali: already included in the monthly rate **

* Cus­tom­ers will be charged a one-time up­front fee for your loan de­pend­ing on the term and cred­it amount. Min­im­um fee for amort­iz­a­tion loans: CHF 100. 

** In all grades, the re­sid­ual debt (up to CHF 100,000) is in­sured by Gen­er­ali in the event of death and is not trans­ferred to the heir.

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