Private health­care loan

Be­cause we be­lieve your health should come first

Desired Credit Amount
Duration in Months
Interest Charges fromCHF toCHF 
Monthly Rate fromCHF 1'474toCHF 1'900
Nominal Interest from4.10%to5.30%
Apply now your loan for your healthcare

The minimum repayment period is 12 month and maximum repayment period is 84 month. The effective annual interest including fees and death insurance "CG24 Safe" is minimum 4.8% and maximum 9.9% and is calculated on the basis of your personal financial situation by CreditGate24 (Schweiz) AG. Example for a private loan of CHF 30’000 with a term of 24 months: Effective annual rate is 5.875% (rating AA, incl. fees and insurance), CG24 fee (one-time): CHF 504 (This amount is deducted once from the amount of the loan requested), monthly rate: CHF 1’303 (Amortization, interest rate costs and insurance), total interest rate costs: CHF 1’194, total insurance fee: CHF 91, total costs (credit amount including interest rate costs and insurance fee): CHF 31'286. The grant of a loan is forbidden if it leads to over-indebtedness (Art. 3, Federal Unfair Competition Act).

The discreet health loan for your wellbeing

Our health is one of the most im­port­ant things in our lives and be­cause of that we tend to keep our health con­cerns private. For this reas­on Cred­it­G­ate24 of­fers dis­creet health loans. Dur­ing the ap­plic­a­tion pro­cess, we only re­quire the loan amount and the ma­tur­ity date. It is not ne­ces­sary to spe­cify the in­ten­ded use. Wheth­er your loan is for an up­com­ing op­er­a­tion, med­ic­al in­ter­ven­tions, the pur­chase of a wheel­chair or hos­pit­al beds we take over the fin­an­cial.

Be­ne­fit from our low in­terest rates, easy ap­plic­a­tion pro­cess, and quick ap­prov­al pro­cess. Ap­ply for your loan dir­ectly on­line on our plat­form. All doc­u­ments can be sub­mit­ted dir­ectly on­line on our se­cure web­site. You will re­ceive a cus­tom­ized of­fer from us which we will have ad­ap­ted to your fin­an­cial situ­ation. Let Cred­it­G­ate24 help you re­main flex­ible and win time back to fo­cus on your health and well­being.

Main cri­ter­ia for ob­tain­ing a loan

  • Age of 18-65 years
  • At least a B res­id­en­ce per­mit for 12 months (if you do not have a Swiss or Liecht­en­stein ID)
  • Un­in­ter­rup­ted em­ploy­ment in Switzer­land or Liecht­en­stein and not dur­ing the pro­ba­tion­ary peri­od
  • Min­im­um in­come CHF 3'500
  • Do you have a paid debt col­lec­tion ser­vice or a blocked cred­it card? We may still be able to of­fer you fin­an­cing (if there are sig­ni­fic­ant entries in the cred­it­wor­thi­ness data­bases, fin­an­cing is not pos­sible).

Your rat­ing:

* The APR in­cludes the nom­in­al in­terest rate, the life in­sur­ance and the ser­vice fee.

If you use our on­line plat­form, you be­ne­fit from low nom­in­al in­terest rates from 2.94% p.a. * (cor­res­ponds to an ef­fect­ive in­terest rate of 5.13%), a simple loan ap­plic­a­tion and a quick loan de­cision. With our on­line ap­plic­a­tion, you de­cide for your­self when you want to ap­ply for your per­son­al loan.

Apply now


Register online and apply for your personal loan directly from home.

Based on your documents, we will create your personal loan offer.

With your signature, we will put your loan project online.

Our investors will finance your loan and we will transfer the loan to you after a maximum of 14 days (compliance with the KKG).

From dentistry to surgery and private care

The scope of our health cred­it can be di­verse. Wheth­er you need a loan for dent­al en­hance­ments, cos­met­ic sur­gery, or med­ic­al, we will help you find the right fin­an­cing for your up­com­ing plans.

Com­pared to oth­er coun­tries, Switzer­land is among the top per­formers when it comes to sur­gic­al op­er­a­tions. Most of the in­ter­ven­tions are car­ried out in Switzer­land in re­la­tion to the pop­u­la­tion dens­ity. However, most of the in­ter­ven­tions are paid out of the private fund. In ad­di­tion to the com­puls­ory con­tri­bu­tions, many Swiss have high ad­di­tion­al costs.

SAVE MONEY AND TIME with CreditGate24

Apply for your loan directly online, regardless of opening hours.

Benefit from low interest rates and a simple process.

We are your professional partner for future financing needs.

More than 9'000 customers trust CreditGate24.

Know your options

In the search for a fa­vor­able fin­an­cing we re­com­mend com­par­ing the in­terest rates of banks and fin­an­cial ser­vices. Our bor­row­ers as well as our in­vestors be­ne­fit from this. Be­ne­fit not only from low in­terest rates, but also from our simple and fast loan ap­plic­a­tion pro­cess. We have made our loan ap­plic­a­tion pro­cess ef­fi­cient and simple. For ques­tions or un­cer­tain­ties, our team is avail­able 24 hours a day. Use our live chat or call us or write us an e-mail.

Transparent fees

Registration and account opening: free of charge

Loan request: free

CreditGate24 fee: 0.6-0.8% p.a.*

Insurance fee of Generali: already included in the monthly rate **

* Cus­tom­ers will be charged a one-time up­front fee for your loan de­pend­ing on the term and cred­it amount. Min­im­um fee for amort­iz­a­tion loans: CHF 100. 

** In all grades, the re­sid­ual debt (up to CHF 100,000) is in­sured by Gen­er­ali in the event of death and is not trans­ferred to the heir.

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