Private healthcare loan
Because we believe your health should come first
The discreet health loan for your wellbeing
Our health is one of the most important things in our lives and because of that we tend to keep our health concerns private. For this reason CreditGate24 offers discreet health loans. During the application process, we only require the loan amount and the maturity date. It is not necessary to specify the intended use. Whether your loan is for an upcoming operation, medical interventions, the purchase of a wheelchair or hospital beds we take over the financial.
Benefit from our low interest rates, easy application process, and quick approval process. Apply for your loan directly online on our platform. All documents can be submitted directly online on our secure website. You will receive a customized offer from us which we will have adapted to your financial situation. Let CreditGate24 help you remain flexible and win time back to focus on your health and wellbeing.
Main criteria for obtaining a loan
- Age of 18-65 years
- At least a B residence permit for 6 months (if you do not have a Swiss or Liechtenstein ID)
- Uninterrupted employment in Switzerland or Liechtenstein and not during the probationary period
- Minimum income CHF 3'500
- Do you have a paid debt collection service or a blocked credit card? We may still be able to offer you financing (if there are significant entries in the creditworthiness databases, financing is not possible).
* The APR includes the nominal interest rate, the life insurance and the service fee.
If you use our online platform, you benefit from low nominal interest rates from 2.94% p.a. * (corresponds to an effective interest rate of 5.13%), a simple loan application and a quick loan decision. With our online application, you decide for yourself when you want to apply for your personal loan.
FINANCING THE EASY WAY
Register online and apply for your personal loan directly from home.
Based on your documents, we will create your personal loan offer.
With your signature, we will put your loan project online.
Our investors will finance your loan and we will transfer the loan to you after a maximum of 14 days (compliance with the KKG).
From dentistry to surgery and private care
The scope of our health credit can be diverse. Whether you need a loan for dental enhancements, cosmetic surgery, or medical, we will help you find the right financing for your upcoming plans.
Compared to other countries, Switzerland is among the top performers when it comes to surgical operations. Most of the interventions are carried out in Switzerland in relation to the population density. However, most of the interventions are paid out of the private fund. In addition to the compulsory contributions, many Swiss have high additional costs.
SAVE MONEY AND TIME with CreditGate24
Apply for your loan directly online, regardless of opening hours.
Benefit from low interest rates and a simple process.
We are your professional partner for future financing needs.
More than 9'000 customers trust CreditGate24.
Know your options
In the search for a favorable financing we recommend comparing the interest rates of banks and financial services. Our borrowers as well as our investors benefit from this. Benefit not only from low interest rates, but also from our simple and fast loan application process. We have made our loan application process efficient and simple. For questions or uncertainties, our team is available 24 hours a day. Use our live chat or call us or write us an e-mail.
Registration and account opening: free of charge
Loan request: free
CreditGate24 fee: 0.6-0.8% p.a.*
Insurance fee of Generali: already included in the monthly rate **
* Customers will be charged a one-time upfront fee for your loan depending on the term and credit amount. Minimum fee for amortization loans: CHF 100.
** In all grades, the residual debt (up to CHF 100,000) is insured by Generali in the event of death and is not transferred to the heir.
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What is CreditGate24?
We are the leading Swiss online financing platform, providing loans to individuals and SMEs. Modern technology allows us to make the loan process simple and efficient. We bring borrowers directly with private and institutional investors. In doing so, we take over the credit check, monitor the transcripts and provide support for borrowers and investors. As a financing alternative, borrowers benefit from favorable interest rates and investors from attractive returns.