Private healthcare loan

Because we believe your health should come first

Desired Credit Amount
Duration in Months
Interest Charges fromCHF toCHF 
Monthly Rate fromCHF 1'474toCHF 1'900
Nominal Interest from4.10%to5.30%
Apply now your loan for your healthcare

After a deduction of CHF in costs, you will receive a total net pay-out of CHF . The minimum repayment period is 12 month and maximum repayment period is 60 month. The effective annual interest including fees and death insurance "CG24 Safe" is minimum 4.8% and maximum 9.9% and is calculated on the basis of your personal financial situation by CreditGate24 (Schweiz) AG. Example for a private loan of CHF 30’000 with a term of 24 months: Effective annual rate is 5.6% (rating AA, incl. fees and insurance), CG24 fee (one-time): CHF 450 (This amount is deducted once from the amount of the loan requested), monthly rate: CHF 1’303 (Amortization, interest rate costs and insurance), total interest rate costs: CHF 1’194, total insurance fee: CHF 91, total costs (credit amount including interest rate costs and insurance fee): CHF 31'736. The grant of a loan is forbidden if it leads to over-indebtedness (Art. 3, Federal Unfair Competition Act).

The discreet health loan for your wellbeing

Our health is one of the most important things in our lives and because of that we tend to keep our health concerns private. For this reason CreditGate24 offers discreet health loans. During the application process, we only require the loan amount and the maturity date. It is not necessary to specify the intended use. Whether your loan is for an upcoming operation, medical interventions, the purchase of a wheelchair or hospital beds we take over the financial.

Benefit from our low interest rates, easy application process, and quick approval process. Apply for your loan directly online on our platform. All documents can be submitted directly online on our secure website. You will receive a customized offer from us which we will have adapted to your financial situation. Let CreditGate24 help you remain flexible and win time back to focus on your health and wellbeing.


Register online and apply for your personal loan directly from home.

Based on your documents, we will create your personal loan offer.

With your signature, we will put your loan project online.

Our investors will finance your loan and we will transfer the loan to you after a maximum of 14 days (compliance with the KKG).

From dentistry to surgery and private care

The scope of our health credit can be diverse. Whether you need a loan for dental enhancements, cosmetic surgery, or medical, we will help you find the right financing for your upcoming plans.

Compared to other countries, Switzerland is among the top performers when it comes to surgical operations. Most of the interventions are carried out in Switzerland in relation to the population density. However, most of the interventions are paid out of the private fund. In addition to the compulsory contributions, many Swiss have high additional costs.

SAVE MONEY AND TIME with CreditGate24

Apply for your loan directly online, regardless of opening hours.

Benefit from low interest rates and a simple process.

We are your professional partner for future financing needs.

More than 9'000 customers trust CreditGate24.

Know your options

In the search for a favorable financing we recommend comparing the interest rates of banks and financial services. Our borrowers as well as our investors benefit from this. Benefit not only from low interest rates, but also from our simple and fast loan application process. We have made our loan application process efficient and simple. For questions or uncertainties, our team is available 24 hours a day. Use our live chat or call us or write us an e-mail.

Transparent fees

Registration and account opening: free of charge

Loan request: free

CreditGate24 fee: 0.6-0.8% p.a.*

Insurance fee of Generali: already included in the monthly rate **

* Customers will be charged a one-time upfront fee for your loan depending on the term and credit amount. Minimum fee for amortization loans: CHF 100. 

** In all grades, the residual debt (up to CHF 100,000) is insured by Generali in the event of death and is not transferred to the heir.

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